Save more, your way. Easily open a free extra savings account to organise and grow your money with flexibility.
Find out moreSave the spare pence automatically from your usual BACs back into Save The Change
Saving doesn’t have to be hard or involve big sums of money. If you like the idea of saving but find it hard, we can help by making it happen automatically, with a small amount that won’t be missed.
With Save the Change, every time your payment comes in, we’ll transfer the left over pence straight into your savings. It’s a simple way to build a savings habit effortlessly, in the background, while you go about your day.
Small amounts really do add up.
When things go well, we give back a share of the profits to our account holders. We have returned millions of pounds back to account holders over the years. Money saved during the year in the Save the Change account is also eligible for a Share of the Profits. In March 2026 we returned £1.1million
Find Out MoreYou can continue to save in this account even if you have an active loan, unless your loan goes into arrears, in which case access to your savings may be temporarily limited.
Deposit by deposit, pence by pence, your savings build without you noticing.