Open Additional Account
Save more, your way. Easily open a free extra savings account to organise and grow your money with flexibility.
Find out more
Save more, your way. Easily open a free extra savings account to organise and grow your money with flexibility.
Find out moreUsing your Child Benefit for the repayments, a loan designed to support you.
Our Family Loan and Saving Scheme lets you borrow up to £500 and use your Child Benefit payments for the repayments. It’s a simple, affordable way to manage family expenses, with no credit check required. After a quick affordability assessment, your Family Loan can be ready in no time.
Borrow up to £500, repayable over 50 weeks with 42.6% APR. There are no setup fees or early repayment charges on our £500 Family Loan.
FREE Bereavement Fund benefit on savings and loans*, so in the event of your untimely death your loan would be paid off and an additional payment from the fund could be added to your savings balance.
* Subject to T&Cs
Loan decisions made by people not computers
With our Family Loan, we ask you to save at least £2 a week while you’re paying back your loan. This amount is set aside and can’t be withdrawn until your loan is fully repaid – or your savings are more than what you still owe, in which case you can take out the extra. You can also choose to save a bit more on to– maybe for Christmas, holidays or life’s little treats – but that part’s completely up to you.
Complete our simple online loan application. There’s no need to be an existing saver. You will need to provide proof that Child Benefit is paid to you. We aim to make a decision within 48 working hours once we have all the required information. If your application is successful, we can make a same day BACS payment.
No problem! We offer loans up to £15,000. You can apply on the website or contact one of our friendly members of staff to guide you through the application process.
Apply Here
Complete this short application and Northern Community Bank will make a decision within 48 working hours
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