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Easy and Simple Ways to Save

Saving with Northern Community Bank is simple. Save as much as you like, as often as you like - up to £85,000.

Why Save with Northern Community Bank?

Just straightforward, flexible saving – up to £85,000. Which is protected by the Financial Services Compensation Scheme (FSCS). It’s saving made simple.
With our savings accounts, what you see is what you get:

Traditional Banks

  • High monthly account fees
  • Complicated charge structures
  • Unfair minimum monthly account balances
  • Aggressive promotion of products you don’t need
  • Free to open - no account fees or annual charges
  • It’s easy to deposit and withdraw funds
  • Free life insurance on savings (Subject to T&Cs)
  • No minimum number of direct debits or standing orders



Our Savings Accounts

Long-Term Savings

Ideal for account holders who want to build up their savings gradually with regular deposits.

Instant Access Savings

Perfect for everyday use. This flexible account gives you quick and easy access to your money.

Dream Saver

Everyone’s dreams are different, whether it’s a paying your child’s prom, new home, a holiday or a rainy-day fund, we’ll help you get there.

Christmas Savings

Start Saving now to make Christmas extra special. Save throughout the year and access your funds in November and December only.

Northern Saver

Start saving with flexibility. Open a Northern Saver and earn 2.79% AER (variable) paid monthly, with no minimum deposit.

1 Year Fixed Savings Account

Earn a guaranteed return on your savings between £5,000- £85,000, while supporting your community.

Bill Planner

A dedicated savings pot to help you stay on top of household bills like gas, electricity, insurance, and rent.

Young Savers

Watch your child’s savings grow as they grow. This account is managed by a trusted adult until the child turns 18, so it’s safe and secure.

Why People Choose Us


Real stories and feedback from the people who use and trust our services every day.

Understanding and support goes a long way like to say thank you

Kerry Lomax

Absolutely fantastic. So quick and easy to do, when messaging them and emailing them they reply back so fast. They’re really helped me out :)

Mary Mac

Excellent service really easy to use app and very quick response

Ken

Why Saving Matters

Thanks to our account holders, we currently hold over £15 million in collective savings. For more than 40 years, we’ve championed the values of good money management and financial wellbeing.

When you save with us, your money stays safe in your account, but goes into a shared pool of savings. This pool helps other account holders in the community by offering affordable loans when they need a helping hand. The interest from those loans is used to cover the running costs of the community bank and to support our services. Because we’re not-for-profit, any money left over goes straight back into the community bank – helping it grow stronger for everyone. When things go well, we give back a share of the profits to our account holders, as a thank you for being part of something special.

Your savings are protected up to £85,000.

Start Saving with Northern Community Bank

Open a savings account today. Build your future while supporting your local community.

Open Account Now