Poor credit Christmas loans are something no one wants to think about during the festive season. Christmas should be a time for family, friends, and making memories that last a lifetime.
But for many, it can quickly become a time of stress and worry, especially for those with poor credit.
Faced with limited options, some are forced to consider high-interest loans that can create financial pressure long after the decorations are packed away. Others may feel the disappointment of not being able to put a present under the tree at all.
We understand these pressures and the difficult choices they bring. That’s why our poor credit Christmas loans are designed to help families enjoy the magic of the season without the financial strain.
What is Northern Community Bank’s Family Loan?
Just as Christmas is all about family, Northern Community Bank’s Family Loan is all about helping yours. We know the festive season can be expensive. From gifts and food to keeping the house feeling merry and bright, our £500 Family Loan and Savings Scheme is designed to make things a little easier.
If you receive Child Benefit, you can apply quickly and easily online. There are no credit checks, just a simple affordability assessment. You’ll get a decision within 48 working hours, and if approved, your £500 can be paid directly into your bank account the very same day.
But it’s not just about borrowing; it’s about building better money habits too. With our Save as You Borrow scheme, you’ll save at least £2 a week while repaying your loan. Once your loan’s cleared, that money’s all yours; ready for next Christmas, a family holiday, or whatever comes next.
Are Poor credit Christmas loans just for Christmas?
Things that aren’t just for Christmas: dogs, mince pies…and Northern Community Bank’s Poor Credit Loans.
Whether you need a bit of help paying for the turkey in December or flights to Turkey in July, our loans are here for you all year round. We understand that life doesn’t always go to plan; that’s why we look at affordability, not credit scores, to help local people access fair and affordable lending when they need it most.
Since opening our doors in 1982, our mission has stayed the same: people before profit. Northern Community Bank is owned and run by its account holders; that means when you open an account, you become part of something bigger. Your money helps local families, supports your neighbours, and strengthens the community we all share.
So no, our poor credit Loans aren’t just for Christmas – they’re for life’s ups, downs, and everything in between.
