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Penny our ChatBot

Let us introduce you to Penny – our 24/7 AI chatbot

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Your 24/7 digital helper is here!

You may have heard of or used ChatGPT yourself. Penny is a bit like that.

AI chatbots can understand and reason with account holders in an understanding and engaging way. Northern Community Bank’s chatbot offers numerous benefits, particularly in terms of accessing information when account holders need it. 

Unlike traditional customer service channels that operate within specific business hours, Penny is available 24/7, ensuring that you can seek assistance or information at any time of the day or night.

What can Penny the chatbot do?

Penny, our friendly chatbot is here to help you with a wide range of queries. Whether you want to know:

  • How to apply for a loan
  • What our opening hours are
  • How to access your online account
  • Information about savings options
  • Or anything else you might wonder about our services

She’s available 24/7 and ready to help out whenever you need it. Think of her as your digital assistant, always just a click away.
While Penny can answer a wide range of questions, she is unable to answer any personal questions about your account.

How your digital assistant works

1. Access to information 24/7

With Penny, it is quick and easy for account holders to access information 24/7. Penny allows you to have a conversation, and, in many cases, will be able to fully resolve your query. If she can not, she will signpost you to the correct place.

2. Bespoke messages

Penny can understand and reason with account holders. This means you can feel like you are having a real conversation, not unhelpful list of prewritten questions.

3. General enquiries

Chatbots are excellent at handling FAQs. Penny can understand conversations which creates a reliable channel for account holders

4. Interactive loan calculator

Penny has a built-in loan calculator, allowing you to easily work-out your loan repayments. It helps to make informed financial decisions.

5. Language support

Penny can understand and respond in multiple languages, making it easy for you to get assistance in your preferred language. This feature ensures that language is never a barrier.

6. Product information

Penny is here to provide you with detailed information about all the products and services offered. Helping you understand the features and advantages of each product.

Why we have introduced Penny

We understand that not everyone can call or pop into the branch during office hours, so we wanted to give you another way to get the help you need, on your own terms. With our chatbot, you don’t have to wait – whether it’s 3 PM or 3 AM, she’s here to help!

How do I speak with Penny?

Talking to Penny is simple and intuitive. Just type your question or request into the chat window, and the chatbot will respond instantly. You can ask about our products, services, or any general inquiries you have. If you prefer, you can also communicate in your preferred language. The chatbot will guide you step-by-step and provide helpful information or direct you to additional resources as needed.

What makes this Penny so different from unhelpful chatbots?

Is it safe to use?

How do I start a new conversation?

Are my conversations with the Penny recorded?

What personal information is collected?

Does Penny have access to my account?

Does the Penny use cookies?

Give Penny a try today!

We’re always looking for ways to improve the service we provide, and our new AI chatbot is one more step in that direction. She’s friendly, quick, and ready to assist you whenever you need her. So next time you have a question, why not give her a try? We’d love to hear what you think!

Want to feedback about Penny?

We value your feedback and would love to hear about your experience with Penny. Please select "Penny feedback" from the enquiry type drop down menu and leave us a message.

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