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Save simply. Stay flexible.

Earn 2.79% AER (variable) paid monthly, with no minimum deposit required.

Northern Saver Account

A flexible savings option with a competitive rate and no fuss.

The Northern Saver is perfect for everyday savers who want to grow their money with a variable interest rate, easy access to funds, and no minimum deposit. Whether you’re building a buffer or saving towards something special, it’s saving made simple with the added benefit of supporting your local community.

Earn Interest, Keep Your Freedom

  • 2.75% Gross / 2.79% AER (Variable) on all balances
  • No minimum deposit required

Available to both new and existing Northern Community Bank account holders.

Please note: This is a variable rate account. If the rate changes, you’ll be notified via our website in advance.

How It Works

Apply online

Complete a simple application. New to us? You'll also need to open a Northern Community Bank account (we’re here to help you through it).

Start saving

Deposit any amount — no minimum balance required.

Earn monthly interest

Interest is paid on the first working day of the following month.

Withdraw or close anytime

Access your savings whenever you need them — no penalties.

Straightforward, Secure, and Community-Centred

  • Your savings are protected by the FSCS up to £85,000
  • No fees, no hidden charges
  • Your savings support responsible lending within your community
  • Cancel within 14 days if you change your mind — no penalties
  • Account closure is easy, with interest paid at the time of closure

Important Notes

  • Interest is variable and may change; we’ll always notify you in advance via our website
  • Total savings with Northern Community Bank must not exceed £85,000
  • A £1 deposit in our Long Term Savings Account is required to open an account
  • This account does not qualify for a share of profits
  • We reserve the right to withdraw this product at any time

Eligibility

To open a Fixed Term Savings Account, you must either live or work in:

Burnley

Pendle

South Craven

Ribble Valley

Rossendale

Hyndburn

Blackburn with Darwen

Preston

Lancaster

Cumbria

Why Choose Northern Saver?

No barriers to saving – No minimum deposit required
Withdraw anytime – Total flexibility, no penalties
Grow your savings – Monthly interest, paid automatically
Purpose-driven – Your money works for your community too

Ready to Get Started?

Open your Northern Saver account today. Earn a great rate, enjoy full flexibility, and support your local community, all in one simple account.

Open Today