Open Additional Account
Save more, your way. Easily open a free extra savings account to organise and grow your money with flexibility.
Find out more
Save more, your way. Easily open a free extra savings account to organise and grow your money with flexibility.
Find out moreAffordable and flexible Christmas loans to help you cover the cost of the festive season.
We understand how important Christmas is and how much it can cost. A Christmas Loan from Northern Community Bank is a fair and affordable way to spread the cost, so you can focus on what really matters.
From family meals and gifts to travel and everything in between, we’ll help you borrow in a way that works for your life and your budget.
Whether you’re planning ahead or need a helping hand at short notice, our Christmas Loans are designed to be flexible and affordable:
Please note: We cannot lend to anyone in an Individual Voluntary Arrangement (IVA), Debt Relief Order (DRO) or Bankruptcy, this will be checked on application
With our loans, we ask you to save into a Long-term savings account while you’re paying back your loan. This amount is set aside and can’t be withdrawn until your loan is fully repaid – or your savings are more than what you still owe, in which case you can take out the extra.
You can also choose to save a bit more on top – maybe for holidays, home improvements or to get ahead for next Christmas – but that part’s completely up to you.
Once your loan’s approved, the money can be in your bank account the very same day. So, whether you're buying gifts, covering the food shop or sorting travel, you won’t be left waiting.
You can apply online quickly and securely, whenever it suits you.
Need to chat first? We’re happy to help.
Contact us anytime – we’re happy to provide the help at Christmas.
A fair and affordable way to cover Christmas costs. Let’s make this festive season work for you.
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