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Loan Planning Made Simple

Find out how much you could borrow and what your repayments might be, using our fast, free and easy loan calculator.

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Find a Repayment Plan That Works for You

Use our Loan Calculator to get a quick picture of what your repayments might be – no strings attached.

Whether you’re planning home improvements, buying a car or covering unexpected costs, our loan calculator gives you a clear view of what borrowing could look like.

See how different loan amounts, interest rates and terms affect your weekly or monthly repayments.

How It Works

  • Choose your loan amount and preferred term
  • See example repayments based on interest rates between 12.7% APR and 42.6% APR (on a decreasing balance, so you pay less interest over time)
  • Get a rough idea of what your budget might allow
  • These examples are for guidance only and don’t include savings contributions. All loans are subject to lending criteria, with terms available up to 60 months.
  • We’re unable to consider applications from anyone currently in an IVA, Debt Management Plan (DMP), Debt Relief Order (DRO) or Bankruptcy. All applications are subject to affordability checks.

Flexible Loans, Designed for You

Find the affordable loan you’ve been searching for. Northern Community Bank offers competitive rates and repayments built with you in mind.

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FREE life insurance on savings and loans*, so in the event of your untimely death your loan would be paid off.

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You can apply for a loan online, quickly and securely, from the comfort of your home. The application only takes a few minutes, and we'll guide you every step of the way.

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