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The Keys to Your New Car

Flexible, competitive car loans made for you.

Hit The Road With Confidence

Why settle for less when you can get a great car loan with Northern Community Bank? Compare our competitive rates and see the difference!

Car Loans That Puts You in the Driver’s Seat

Life without a car can be tricky. Whether it’s commuting to work, school runs, or running errands, having your own vehicle makes life easier.

  • Rates from 12.7% APR to 42.6% APR on a decreasing balance, so your interest reduces as you pay
  • Loan decisions made by real people, not computers
  • No setup fees or early repayment penalties
  • Fast, tailored decisions based on your financial situation
  • FREE life insurance (Terms and Conditions) providing added peace of mind for you and your loved ones
  • Ability to apply for a top-up loan even if you already have one with us

Please note: We cannot lend to anyone in an Individual Voluntary Arrangement (IVA), Debt Relief Order (DRO) or Bankruptcy, this will be checked on application.

Loan Amounts That That Suit You

Whether it’s a shiny new ride or a reliable used car, we offer car loans up to £15,000.

Loan Calculator

Find a loan to suit you

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Summary

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FREE life insurance on savings and loans*, so in the event of your untimely death your loan would be paid off.

* Subject to T&C’s

Loan decisions made by people not computers

Save as You Borrow

With our loans, we ask you to save into a Long-term savings account while you’re paying back your loan. This amount is set aside and can’t be withdrawn until your loan is fully repaid – or your savings are more than what you still owe, in which case you can take out the extra.

You can also choose to save a bit more on top – maybe for Christmas, holidays or life’s little treats – but that part’s completely up to you.

Take the Finance Challenge!

Many dealers offer finance deals starting at 12.9% APR (Representative APR), but that rate only applies to just over half of applicants. With Northern Community Bank, the rate we quote is the rate you pay every time.

Apply for your Car Loan

Apply for a Car Loan today, with competitive interest rates and repayments tailored just for you.

Apply Now