Open Additional Account
Save more, your way. Easily open a free extra savings account to organise and grow your money with flexibility.
Find out more
Save more, your way. Easily open a free extra savings account to organise and grow your money with flexibility.
Find out moreBorrow towards a new or used car with a loan and repayment plan that works for your budget.
Whether you’re replacing your current car, buying your first one or simply need something more suitable, our Car Loans can help you spread the cost. Borrow what you need and repay it over a term that works for your budget.
Many dealers offer finance deals starting at 12.9% APR (Representative APR), but that rate only applies to just over half of applicants. With Northern Community Bank, the rate we quote is the rate you pay every time.
If you are accepted for a loan over £3,000 it will be at 12.7%APR
Life without a car can be tricky. Whether it’s commuting to work, school runs, or running errands, having your own vehicle makes life easier.
Please note: We cannot lend to anyone in an Individual Voluntary Arrangement (IVA), Debt Relief Order (DRO) or Bankruptcy, this will be checked on application.
Whether it’s a shiny new ride or a reliable used car, we offer car loans up to £15,000.
FREE Bereavement Fund benefit on savings and loans*, so in the event of your untimely death your loan would be paid off and an additional payment from the fund could be added to your savings balance.
* Subject to T&Cs
Loan decisions made by people not computers
With our loans, we ask you to save into a Long-term savings account while you’re paying back your loan. This amount is set aside and can’t be withdrawn until your loan is fully repaid – or your savings are more than what you still owe, in which case you can take out the extra.
You can also choose to save a bit more on top – maybe for Christmas, holidays or life’s little treats – but that part’s completely up to you.
Apply for a Car Loan today, with competitive interest rates and repayments tailored just for you.
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