We have supported over 600 families with £200,000 in the school holidays to buy essential school uniform items.
As we approach the end of the summer break, thoughts of school uniform expenses might now be on your mind. We understand that you were likely focused on enjoying a well-deserved family holiday or spending quality time with your kids. But now, those ‘Back to School’ days are just around the corner.
Let’s discuss the financial aspect. Getting your kids for school can be a budget challenge, especially after a summer filled with adventures. It’s not only about buying new clothing and shoes; there’s a whole list of outgoings to consider when school uniform shopping, including calculators, sports equipment, and even musical instruments.
In fact, a recent study by The Children’s Society revealed that parents with children in state schools spent an average of £422 annually on secondary school uniforms and £287 for primary school uniforms. These costs often exceed what parents consider reasonable, largely due to the necessity for branded items.
Fortunately, there are local assistance programs available, such as those offered by Lancashire County Council and Cumbria County Council. Additionally, websites like Money Saving Expert can assist you in finding cost-effective alternatives. Nevertheless, even with the best deals, these expenses can still put a strain on your finances.
This is where Northern Community Bank can help.
Last year, we helped over 900 families ease the financial burden of school uniforms with our affordable loan options. We understand that these costs often hit all at once, and we’re here to help you be ready.
Our Family Loan & Saving Scheme is a game-changer. No credit check is needed; we simply assess your affordability and structure repayments using your child benefit. It’s tailored to fit your financial situation, so you can breathe easy.
Already have a Family Loan with us? You might be eligible for a top-up – an increase in your loan balance. Plus, we encourage you to save alongside repaying your loan, creating a handy fund for next year’s uniforms.
So, while you’re enjoying summer’s bliss or let’s be honest tearing your hair out and counting down the days until the school gates reopen, keep Northern Community Bank in mind for stress-free school uniform shopping. We’re here to make sure you’re fully equipped to seize the best deals when they come your way. Learn more about our Family Loan & Saving Scheme and take the worry out of school uniform season.
