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Long-Term Savings

Small steps, big impact. Supporting healthier saving habits.

Build Your Savings at Your Own Pace

Our Long-Term Savings Account is ideal for account holders who want to grow their savings gradually through regular deposits.

When you join Northern Community Bank, this account is opened automatically and if you don’t have a loan, you can save as often and as much as you like, up to £85,000.

Many of our account holders are surprised by how quickly their balances grow, simply by making small, regular payments.

Saving While You Borrow

If you have an active loan with us, you’ll still save - just a little differently. It’s a smart way to keep building your savings, whilst you’re borrowing.

A minimum savings amount is required while repaying a loan

These savings act as security against your loan

They’re locked in until your loan is fully repaid or your savings exceed the remaining loan balance (in which case, you can withdraw the difference)

Easy to Use, Simple to Manage

You can manage your account anytime through our secure mobile App or online Account Area. You’ll be able to:

  • View your balance
  • Request instant withdrawals

Safe, Secure and Account Holder Focused

Saving with Northern Community Bank means your money is protected and your community benefits too.

  • Savings are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000
  • When things go well, we give back a share of the profits to our account holders
  • Free life insurance (T&Cs apply), providing added peace of mind for you and your loved ones

Open a Savings Account Today

Saving made simple, with Northern Community Bank.

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