Start saving now to make Christmas extra special

Save as often as you like, from small amounts to lump sums, up to £85,000

Withdrawals only available between 1st November and 31st December

Spend your savings anywhere.

Last year, account holders saved over £650,000 in this account alone

Purpose-built for the season

Your money stays locked away until November, helping you avoid unexpected spending throughout the year.

No limits, no fees, no shop restrictions

Unlike other Christmas clubs or voucher schemes, we don’t take a cut or limit how and where you can spend your savings.

Safe and secure

Your savings at Northern Community Bank are protected up to £85,000 under the Financial Services Compensation Scheme (FSCS).

Help your community

Your savings help fund affordable loans to fellow account holders and you receive a share of the profits when we do well.

Optional support

Some account holders pair Christmas savings with a small, affordable loan to spread the remaining seasonal costs into the new year.