Long Term Savings

Small steps, big impact

Instant Access

Flexible saving, on your terms

Northern Saver

Earn 2.78% AER (variable)

Fixed Term Savings

Fix your savings. Grow your future

Christmas Savings

Start saving now to make Christmas extra special

Dream Saver

Turn dreams into plans

Young Saver

Start their saving journey early

Bill Planning

Budget with confidence

Save the Change

Squirrel away your spare pence into effortless savings

Open Additional Account

Save more, your way. Easily open a free extra savings account to organise and grow your money with flexibility.

Find out more

Car Loans

The keys to your new car

Christmas Loans

Make this Christmas a cracker

£500 Family Loan

Loans to help families

£750 Payroll Loan

Easy loans. Automatic repayments

Home Improvement Loan

Upgrade your space, your way

Wedding Loans

Your day, your way

Holiday Loans

Your dream holiday starts here

Pet Loans

Affordbale loans for happy, healthy pets

Family Loans

Helpful Loans, Made For You

Find out more

Useful Links

Payroll Plus

Save smarter with Payroll

Payroll Plus For Employers

Build a stronger workforce

build a better financial future

£750 Payroll Loan

Loans Simplified

Why they love us

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Money Matters

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When life gets difficult

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Your savings are safe with us

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Your money. Your Way

Latest News
and Insights

Stay informed with the latest news, financial tips and community stories.

Your Guide to Money, Community & More

Welcome to the Northern Community Bank blog, your go-to resource for the latest updates, helpful financial advice and stories from our community.

Whether you're looking to understand more about our services, get tips on managing your finances or read about the impact we're making together, you'll find it all here.

Latest Posts

Pack your bags with a cheap holiday loan

Does 2026 already feel like it’s dragging on? If the winter blues are hitting hard, a cheap holiday loan could be just what you need to hit the reset button....

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Our low cost loans make what’s important both achievable and affordable

Low cost loans are a valuable part of the financial landscape. With good reason. How many times have you had to put off something you really wanted to do? A family...

Tips to teach your kids good money habits

Looking up tips to teach your kids good money habits may not sound like a fun way to spend an hour or two. But teaching our children about the benefits...

How to boost credit score

Those five little words – ‘How to boost credit score’ – can make such a huge difference to our lives. A poor credit report doesn’t just potentially affect your chances of getting...

Make Christmas savings habits that last this year

When you look back over the festive period, what do you wish you had had more of? Turkey? Presents? Christmas savings? We know just how expensive Christmas can be. And...

Share of the profits v Interest rate?

So Northern Community Bank shares the profit it makes each year but you cannot tell me what the rate will be for next year? A question that comes up occasionally...

Using 0% credit cards smartly

0% Credit Cards There is no doubt that 0% credit cards and balance transfer can be helpful if used smartly. At Northern Community Bank we talk to many people who...

Is it worth saving?

Many of us find saving difficult. Wouldn’t it be a dream to have a lump sum in your local Community Bank saved for your future plans whilst providing you with...

Last minute Christmas loans can be a real festive lifesaver

When we say last minute Christmas loans are a real festive lifesaver we’re not exaggerating. Whether you’re a person who starts buying their presents in the summer, or somebody who...

What is the difference between the ‘interest rate’ and APR on a loan?

Interest rate vs APR when choosing the right loan can be confusing. How do you know if you’re getting a good value loan? Often we are left scratching our heads...

Make Christmas savings this year

How to make savings this Christmas - Make a list and check it twice It does not matter that it occurs at the same time every year, Christmas seems to...

Big or small Christmas loans – Northern Community Bank can help cover the costs of Christmas affordably

Make this festive period even more special with…small Christmas loans. Ok, we know it doesn’t sound all that special, but a little extra money in the run-up to December 25th...

Founder members of Colne & District Community Bank, Pendle MP and guests celebrate Colne branch opening

Colne & District Community Bank founder member David Penney and treasurer Karen Pashley officially opened the new Northern Community Bank Colne branch and gave speeches alongside Pendle MP Andrew Stephenson....

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Whether you’re curious about our services, need help managing your money or want to share your own experience with Northern Community Bank, we’re here for you.

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