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Helping You Care for Your Pet

Affordable pet loans with flexible repayment plans.

Affordable loans for happy, healthy pets

Whether it’s a routine check-up or an unexpected trip to the vet, the costs can add up quickly. That’s where our affordable, straightforward Pet Loans come in. Designed to ease financial pressure, they let you focus on your pet’s wellbeing while spreading the cost in a way that works for you.

Financial Peace of Mind for Pet Owners

Our Pet Loans are designed with compassion and flexibility, so you can give your pets the care they need, without the added worry of how to pay for it. Here’s what sets us apart:

Borrow up to £15,000 for vet bills, treatments or any pet-related expenses

Rates from 12.7% to 42.6% APR (on a reducing balance) – meaning the interest reduces as you repay

Loan decisions made by people, not computers

No setup fees

No early settlement penalties

Fast decisions – we assess affordability based on your individual circumstances

Free life insurance (subject to T&C’s), providing added peace of mind for you and your loved ones

Already have a loan? You may still be eligible for a top-up

Please note: We cannot lend to anyone in an Individual Voluntary Arrangement (IVA), Debt Relief Order (DRO) or Bankruptcy, this will be checked on application.

Why Our Account Holders Choose Pet Loans

Routine or emergency vet visits

Medication or long term treatment

Surgery or specialist referrals

Covering pet insurance gaps

Preventative care like vaccinations, neutering or flea treatments

Save as You Borrow

With our loans, we ask you to save into a Long-term savings account while you’re paying back your loan. This amount is set aside and can’t be withdrawn until your loan is fully repaid – or your savings are more than what you still owe, in which case you can take out the extra.

You can also choose to save a bit more on top – maybe for Christmas, holidays or your pets next pamper session – but that part’s completely up to you.

Flexible Loans, Designed for You

Find the affordable loan you’ve been searching for. Northern Community Bank offers competitive rates and repayments built with you in mind.

Loan Calculator

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FREE life insurance on savings and loans*, so in the event of your untimely death your loan would be paid off.

* Subject to T&C’s

Loan decisions made by people not computers

Apply for a Pet Loan Today

Competitive rates. Compassionate service. Tailored repayments. Apply online or speak to our team.

Apply Now