Imagine if there was a Christmas chart for online searches; ‘Loans for Christmas no credit check’ would be a top contender for the number one spot. Christmas, for many, is undoubtedly the most magical time of the year. The parties, the presents, the endless amount of food.
For just as many, though, it can be a time of stress and financial worry. After all, those parties, presents, and pies don’t come cheap – especially with inflation reaching heights even Father Christmas’ reindeers would struggle to hit.
At Northern Community Bank, we can’t promise a magic money Christmas tree, but we can offer you help for whatever you have planned this festive season – whether that’s spoiling your loved ones rotten or having a low-key Christmas that just requires a little cash boost.
What are Northern Community Bank’s ‘loans for Christmas no credit check’
Remember when you were young and all you had to worry about was keeping off Father Christmas’ naughty list.
Well, adulthood brings with it an even more terrifying list you want to steer clear off – the bad credit report.
No matter how ‘nice’ your spending habits may be, though, a bad credit score can be tricky to avoid.
So, at Northern Community Bank, while we do check credit history, we don’t shut up the grotto and tell you to go elsewhere just because a computer might say you’re ineligible for a loan. That wouldn’t be very festive now, would it?
Each application is assessed individually by an elf, sorry, person, who will look at things like affordability, income and expenditure – we only lend amounts we are confident people can afford to pay back. And unlike banks and other lenders, we’re far more likely to lend money to someone whose credit score is less than perfect.
If you have been searching for ‘loans for Christmas no credit check’ then our £500 family loan and saving scheme could be the best present you receive all year. The scheme is available to anyone in receipt of child benefit and doesn’t require a credit check. We aim to reach a decision within 48 working hours and if successful we can make a £500 BACS payment that same day.
Bringing Christmas cheer for decades
Community is at the heart of everything Northern Community Bank does. So, naturally, Christmas is a very special time of the year for us.
For decades, we have been helping families from across the community create happy memories that will last a lifetime.
That’s because, as a not-for-profit organisation, we’re able to offer much lower interest rates than you’re likely to find anywhere else. More than that though, we offer a level of support that can be felt at every step of your application, right through to final repayment.
We don’t want you just to have a merry Christmas; we want you to have a happy (and financially stress-free) New Year, too.
