It might not be the stocking filler you think you want or need this year, but loans for Christmas could be the icing on the pudding. Anybody who’s started thinking about their Christmas dinner shopping might already be sweating. Turkey, sides, even pigs in blankets – prices seem to have a life of their own.
Inflation isn’t a word we tend to think about at Christmas; we much prefer ‘celebration.’ But it’s hard to escape the fact that people are being hit in the wallet. And while nobody wants to think about bills under the tree, a little financial flexibility could make the difference between a feast and a famine.
Northern Community Bank’s ‘Loans for Christmas’ could save your festive dinner from turning into a last-minute takeaway.
How easy are Northern Community Bank’s loans for Christmas to get?
Remember how tricky it was to get hold of a Teletubby or Buzz Lightyear back in the late ’90s at Christmas? Well, our Loans for Christmas are much simpler to get. They don’t light up, talk, or have pop-out wings. But they do help hundreds of people every year make sure their festive season goes off without a hitch.
We offer both small and large loans for Christmas to suit every budget, and they’re available right up to Christmas Eve and well into the New Year.
Decisions are made by real people, not computers (or toys).
And there’s no need to step out into the cold and visit a branch; everything can be done online via our Online Accounts Area or secure mobile app.
Most importantly, our loans are based on affordability, not just your credit score, so repayments won’t overstretch you.
That way, one of your New Year’s resolutions doesn’t have to be “spend nothing for six months”.
Is it too early to be thinking about Christmas 2026?
Of course not. It’s never too early to be thinking about Christmas.
While we’re always here when you need loans for Christmas, we also want our account holders to feel confident as savers. That’s why we created our free-to-open Christmas Savings Account. You can only withdraw funds in November and December, so you don’t go wasting it on those mid-year “treat myself” moments we all pretend are emergencies.
This year, over £760,000 was collectively saved (that’s a lot of Teletubbies), and those savings ensured families enjoyed a much calmer, less frantic festive season. So, whether you’re steadily saving throughout the year or need a little extra support with one of our loans for Christmas, our dedicated team is here to help.
