Save more, your way. Easily open a free extra savings account to organise and grow your money with flexibility.
Find out moreGet a fair, flexible loan with competitive rates and no hidden fees.
Whether you’re planning for something special or managing unexpected costs, Northern Community Bank loans are built around you. With over £168 million in loans provided to the community over the past 40 years, we’re proud to offer ethical and affordable borrowing. You don’t need to be an existing saver or account holder to apply.
To apply for a loan at Northern Community Bank, you must:
Find the affordable loan you’ve been searching for. Northern Community Bank offers competitive rates and repayments built with you in mind.
FREE life insurance on savings and loans*, so in the event of your untimely death your loan would be paid off.
Loan decisions made by people not computers
Choose a repayment method that fits your lifestyle:
With our loans, we ask you to save into a Long-term savings account while you’re paying back your loan.
This amount is set aside and can’t be withdrawn until your loan is fully repaid – or your savings are more than what you still owe, in which case you can take out the extra. It’s a smart way to prepare for the future while managing everyday needs.
Looking for a quick, affordable loan without a credit check?
Our popular £500 Family Loan lets you use your Child Benefit to make repayments. After a quick affordability assessment, funds could be available in no time.
Find Out MoreEven if we can’t offer you a loan, you're still welcome to save with us. For free, confidential debt advice, you may find support through:
Citizens Advice StepChange Debt CharityApply online today with no hidden fees and repayments tailored to you. Affordable, flexible, and always focused on your financial wellbeing.
Apply Now