Christmas loan! There, we’ve said it.
Yes, we know what month it is, but mince pies are already starting to hit supermarket shelves. Mariah Carey’s warming up her vocal chords, and there’s the faint, yet unmistakable sound, of Christmas party chatter.
The truth is it can never be too soon to start preparing for the most wonderful time of the year. Mainly because December – and January for that matter has the potential to be the most costly time of the year. And unless Father Christmas is bringing you a dramatically reduced energy price cap – to go with your Terry’s chocolate orange – there’s a good chance it may feel even more expensive than usual this winter.
Let Northern Community Bank ease the financial stress with a Christmas Loan
Parties, presents, pies (of the mince variety). Christmas costs have a habit of quickly snowballing if you don’t get them under control. This is why we always think it’s best to abide by the other three P’s: plan, prepare, Northern Community Bank.
Working out now how much you think you’re going to spend this Christmas means the only surprise you should be getting in December will hopefully be wrapped, and under a tree.
If this quick budgeting exercise is leaving you fearing a festive financial disaster, then don’t worry, because that’s where Northern Community Bank‘s Christmas loans come in. Our Christmas loans are here to offer a financial helping hand to all. Whether you need a few extra quid to cover the cost of the turkey, or a few thousand to jump on a Ryanair sleigh and head abroad for three of our favourites S’s; sun, sea and sangria.
Northern Community Bank loan repayments are tailored to suit your financial circumstances and can be made by standing order or a direct benefit payment such as Child Benefit, Universal Credit or Tax Credits.
There’s no need to visit a branch either. The whole process can be done online, either through our Online Accounts Area or via the secure Northern Community Bank app.
Northern Community Bank is here for the community all year round
Father Christmas may be all the talk on December 25th, but here at Northern Community Bank the season of goodwill never ends.
Our Family Loan Saving Scheme, for instance, operates all year round, allowing families to borrow up to £500, which can be paid back using child benefit.
There’s no credit check, however Northern Community Bank perform an affordability assessment or early payment penalty fees, meaning you can settle up whenever you want. Then get an early start saving for next Christmas.
There’s no better way to build up your very own little next egg than through our extremely popular Christmas Club. This account allows you to only make cash or BACS withdrawals during the months of November and December. All savings are fully protected by the FSCS, and money does not have to be withdrawn all at once. So far over £270,000 has been saved by our account holders in our Christmas Club.
You see, Christmas doesn’t have to be stressful at all. Well, not until you’re heading out to do the big festive food shop…on Christmas Eve.
