Why Choose Northern Community Bank?

We put people at the heart of everything we do.

As a community bank, our priority is our account holders. We’re proud to be a safe, supportive place for anyone looking to build better money habits, no matter their starting point. From day one, we listen, support and guide without judgement.

Simple, Fair & Transparent

Money shouldn’t feel complicated.

We keep things clear, fair and jargon free, so you always know where you stand. No sneaky charges. No confusing small print. Just straightforward savings and loans that help you move forward.

Local Support That Makes a Real Difference

We’re part of your community.

With over 17,000 account holders across Burnley, Pendle, Rossendale, South Craven, Hyndburn, Ribble Valley, Preston, Lancaster and Cumbria - we understand local needs. And we’re here with the financial tools and personal support to match.

Ethical & Responsible Community Banking

Your money does good here.

Every pound saved with Northern Community Bank helps support others in your community. Our ethical approach means we lend responsibly and we give back through our community donations. It’s community banking you can feel good about.

We’re Here When Life Gets Tough

Extra support when you need it.

Life doesn’t always go to plan. If you're facing difficulties, whether financial, personal or emotional, we're here to listen. We offer tailored support, flexible options and work with trusted organisations to help account holders through whatever they’re facing.