If it’s beginning to look a lot like Christmas (and costs are spiralling), it might be time to talk to Northern Community Bank about fast Christmas loans.
As magical as this time of year can be, one extra gift here or another night out there can quickly turn festive fun into financial stress. But don’t worry, you’re not alone.
Every year, hundreds of local people turn to Northern Community Bank for affordable, responsible borrowing to help make Christmas special.
Whether it’s a small family get-together or a big festive blow-out, our fast Christmas loans are here to make sure money worries don’t dim your celebrations.
Fast Christmas loans all wrapped up online
Time can be just as precious as money in the run-up to the festive season. That’s why you can apply for one of our fast Christmas Loans without leaving the sofa. Perfect if you’d rather be wrapping presents than queuing in a branch. Apply quickly and securely online through our Online Accounts Area or mobile app. You can take your time gathering any information you might need.
We want your festive season filled with mince pies and memories, not cash concerns. That’s why our application process is simple, speedy, and straightforward. Most loans are turned around within 48 working hours once we have everything we need. Once approved, your funds are usually paid the very same day.
There’s no point in enjoying all your turkey and trimmings if you’re going to spend the next few months stressing over repayments, though. Our loans are tailored to what you can comfortably afford. Repayments can be made via standing order or direct benefit payment, such as Child Benefit, Universal Credit, or Tax Credits. There are no early repayment penalties either. If you clear it sooner, you can start saving for next Christmas even earlier.
Saving for a snowy day
Big or small, our fast Christmas loans are designed to suit every kind of Christmas. But we don’t want your festive fun to rely solely on borrowing. We encourage account holders to save throughout the year with our Christmas Savings Account.
With this free-to-open account, you can start saving as little or as much as you like, locking it away for the festive season. Withdrawals are only available in November and December, helping you resist the temptation to dip in early.
This account was created in response to feedback from account holders who wanted a dedicated way to save for Christmas, without the constraints of high-street vouchers. Last year, over £650,000 was collectively saved, helping households enjoy a brighter, stress-free festive season. Whether you’re putting money aside or topping up with our fast Christmas Loans, we’re here to keep your Christmas merry, bright, and free from financial frostbite
