There are a million and one reasons why fast and easy loans are sometimes the answer.
Whether it’s an unplanned vet bill that came out of nowhere, your washing machine leaking all over the kitchen, or your cooker’s suddenly conked out, these things can really throw a spanner in the works.
Life really does have a way of throwing unexpected costs our way, and when it does, we want a solution that’s quick and simple. That’s where our fast and easy loans come in. Designed to give you the flexibility to deal with the unexpected without the hassle of lengthy paperwork or waiting for weeks.
We know it’s not always easy to plan for these situations, and that’s exactly why we’ve made applying for a loan as straightforward as possible. With loans up to £15,000, you can get the funds you need quickly and easily. Your repayments fit your lifestyle – whether that’s through standing orders, direct benefit payments, or wage deductions.
Fast, easy, and designed for your needs – because we understand that life doesn’t wait.
Simple, stress-free borrowing
When it comes to getting the financial help you need, we keep things as simple as possible. Apply online, get a decision online, sign online. It’s that easy. No confusing forms or lengthy waiting times – just a quick, straightforward process that gets you the funds you need in no time.
Once your loan is approved (generally within 48 hours), the money will be BACS into your account the same day. We believe in transparency, so you’ll always know where you stand, every step of the way.
One of our account holders put it perfectly: “Fast application, everything easy to do via app. Very happy and recommend for other people. Everything took me 10-15 minutes.”
We take the time to assess each application individually. You can be confident that your loan will be based on your personal circumstances. We look at your income and expenditure to make sure you’re only borrowing what you can afford to pay back – with no stress or surprises.
Why choose PCCU for your fast and easy loans?
At Northern Community Bank, we’re all about putting our account holders first. As a not-for-profit organisation, every penny we make is reinvested into the local community. This helps us keep things affordable and accessible. We don’t charge setup fees or early settlement penalties, and we’re committed to making your financial journey as easy as possible.
On top of that, every account holder gets the added bonus of free life insurance on both savings and loans (subject to rules), providing that extra peace of mind. Our Save as You Borrow scheme also encourages better financial habits by helping you save alongside your loan repayments. This means you’re building a financial cushion for the future while managing the present.
When you choose Northern Community Bank, you’re not just getting fast and easy loans – you’re joining a community that’s here to support you.
