How many times have you found yourself saying that over the years? The festive season can be a joyful but financially challenging time, with gifts, celebrations, and unexpected expenses piling up.
Even the best budgeters in the world can come unstuck during the winter months. Whether it’s that extra present (or two) for a loved one, unexpectedly being made host of Christmas dinner, or covering higher heating bills during the colder weather. With so many demands on your finances, it’s easy to see how things can begin to snowball as the big day draws closer.
Northern Community Bank is here to not only provide you with extra money for Christmas, but also to ensure you can enjoy the season (and the new year) without financial stress.
5 Reasons why Northern Community Bank should be your go-to Christmas lender
- Our £500 Family Loans and Saving Scheme. With our family loan, you can borrow for Xmas expenses and use your Child Benefit for repayments. With a quick online application, no credit check, and decisions within 48 working hours, you could receive up to £500 via same-day BACS payment.
- Affordable repayments. Unlike with some lenders, our repayments are designed to be affordable; tailored to your budget and your specific needs. We ensure that repayments are manageable by aligning them with your income, so you can comfortably repay the loan, ensuring you don’t start the new year struggling.
- Quick decisions. If time is running out, and you’re feeling severe last-minute purchase pressure, a rapid-fire loan decision can help relieve the stress. Northern Community Bank approvals are typically made, by people, not computers, within 48 working hours.
- No early repayment penalties. Nobody likes having loan repayments hanging over their heads. This is why we offer flexible repayment options designed to fit your budget. With no early repayment penalties, you can pay off your loan when it’s convenient for you, without any added stress.
- Our Christmas Savings Account. We know Christmas 2024 isn’t here yet, but that doesn’t mean we can’t start planning for Christmas 2025. With Northern Community Bank’s Christmas Savings Account, withdrawals are limited to November and December, so your savings are kept safe until then. You can join at any time throughout the year, and when the time comes, you can access your funds through BACS transfer or cash.
What should I do if I need more information?
If you need more information simply contact our team today. We’re here to answer all your questions and help you find the best solution for your festive finances. Whether you need extra money for Christmas or advice on starting your savings for next Christmas, Northern Community Bank is here to support you every step of the way. Don’t wait – let us help you make this Christmas the best one yet.
