Access to easy loans is rarely as easy as 123.
In fact, if we had a penny for every time we heard ‘Why is it so difficult to get a loan?’ we’d be called Northern Community Bank.
At Northern Community Bank, we pride ourselves on being able to deliver the best possible service for easy loans.
As one account holder puts it: “It is easy to apply and is handy for essential items needed for families. Friendly service; more than happy to help with enquiries.”
For many, loans are a necessity. They can help to pay for life’s little expenses, Christmas, holidays, home improvements.
It’s our job to provide these little expenses with as little fuss as possible.
Four reasons why Northern Community Bank’s loans are the easiest
1. You don’t need to visit a branch. Apply online, decision online, sign online. It really is as simple as that. We love seeing our account holders face to face, but we understand this isn’t always possible. With our secure Nivo app, easy loan online applications can even be completed and signed for from your phone.
2. Loan repayments. These can be made in a number of ways – standing order, through a direct benefit payment (child benefit, tax credits, Community Bank), straight from your wage through our payroll deduction scheme, or card payment; whichever way is easiest for you.
3. We don’t rely solely on credit checks. While we will look at an applicant’s credit history, each and every application that comes to us is assessed individually by a real person, not a computer. This means we will take into account a person’s full financial profile before making a decision. Our £500 family loan and saving scheme, available to anyone in receipt of child benefit, does not require a credit check.
4. Friendly staff. Taking out a loan can be a stressful experience, especially if it’s your first time applying. Our staff are there with you from start to finish, ready to provide help or guidance when required. If you already have a loan somewhere else, they will happily carry out a short calculation to see whether you are better off switching to Northern Community Bank.
Do easy loans come with high interest rates?
The easier the loan, the higher the interest rate must be, right? Not at all.
Unlike payday lenders, Northern Community Bank offers competitive interest rates, coupled with repayments specially tailored to suit your financial circumstances.
We also operate on a not-for-profit basis. This means that our priority is you; not shareholders or directors, just you, your family and the community we all live in.
Access to easy loans is just one of the many services we offer our account holders. If you would like to learn more about how Northern Community Bank’s affordable loans are helping an increasing number of families, please give us a call on 01282 691333 or visit the loan page on our website.
