It’s reaching that time of year again. Debit card transactions are flying about at a terrifying rate while bank balance checks are now on hold until January. Spending sense can go completely out of the window in the lead up to the holidays.
Northern Community Bank fully understands this urge to go all out for the ‘most wonderful time of year’ and whatever Christmas you do have planned, we’re here for you. More importantly, we’re here to ensure you still have money long after the turkey’s gone and all your presents have been opened. After all, the cost of Christmas can often snowball well into January and beyond.
What a Northern Community Bank Christmas loan will allow is for you to spread these costs over an affordable period. Not only that, we also understand why people spend so much of their time searching for “Christmas loans no credit check”…and once again, we’re here to help.
Do you struggle with bad credit when applying for loans?
How many times have you applied for a loan, car finance, a mobile phone contract only for your application to be rejected due to a low credit score. Being refused credit can be tear-your-hair-out frustrating, especially when you don’t know why you’ve been declined. You’re not alone.
At Northern Community Bank – although we do check credit history – we do not operate on a computer says ‘no’ basis. Each application is assessed individually by a person – not a computer. We look at affordability, income and expenditure and only lend amounts we are confident you can afford to pay back. Unlike banks and other lenders, we’re far more likely to lend money to people with a less than perfect credit score.
Take our £500 family loan and saving scheme, for instance. Perfect for families trying to cover the cost of Christmas. The scheme is available to anyone in receipt of child benefit and requires no credit checks. We aim to reach a decision within one working day and if successful can make a £500 BACS payment that same day.
Community always at the heart of Northern Community Bank
Family is everything at Christmas, and that is a sentiment that rings true all year round at Northern Community Bank. We’re a not-for-profit organisation. This not only means we’re able to offer much lower interest rates than you’re likely to find anywhere else, but we can also put resources into helping our community. It is an ethos that has served us well for decades.
We treat every one of our account holders as a person, not a number. That is why when you apply for a loan with us, our decision is based on more than a simple credit check. We look at your saving record, your income, your expenditure; all these factors help us determine how much you can actually afford to pay back. Northern Community Bank want to remove obstacles, not put them down.
So, stop frantically searching “Christmas loans no credit check”, pick up the phone dial 01282 691333 and let us talk you through all the options we have available.
Otherwise you can apply online by completing a simple loan application and we’ll have a decision with you within 24 working hours.
