It’s summer once again and getting away from it all for a while is right at the forefront of many people’s minds. For a variety of reasons, the concept of the ‘staycation’ – remaining in the UK and taking advantage of all that it has to offer – is probably more popular than it’s ever been. That’s why, here at Northern Community Bank, we’re expecting to find more and more people approaching us to enquire about caravan finance.
A caravan offers a number of advantages when it comes to arranging your summer holiday. The first of these is flexibility. You can go when and where you want at the drop of a hat. If there’s been a good weather forecast then you can chase the sun. If you’re feeling energetic you could head for the hills of the Lake District or the footpaths of the Northern Community Bank Way. If you just want to relax, on the other hand, then point your caravan in the direction of the coast. Before you know it, you’ll be sunning yourself while the kids paddle and make sand castles.
It’s a beguiling dream, but the issue of caravan finance gets in the way of many people making it come true. This is a shame because once a caravan has been purchased it will pay for itself many times over. No more hotel or bed and breakfast bills, or the expense of booking into a holiday camp. Looked at as the chance to enjoy holidays for years to come, caravan finance is more of an investment than an expense.
That’s why we’re happy to offer it at Northern Community Bank. Of course, alternative sources of caravan finance are available, but we like to think that our members get the kind of deal they simply won’t find anywhere else. To begin with, we run on a not for profit basis, so the interest you pay isn’t going to fund external shareholders dividends or executive bonuses. That’s why we keep our rates so low when compared to other providers. The second advantage is our total transparency. The price you see when taking out caravan finance with us is the price you pay. There’s no small print or hidden charges, and certainly no advertising one interest rate but actually charging another.
Finally, we treat our members like human beings. If you come to us for caravan finance you’ll be dealing with another person, not a faceless call centre or computer. Our decision will be based upon what you tell us about your finances, combined with what we know from your time as a member. We’ll only lend you what you can afford to pay back, at a rate which suits your circumstances.
Even better, we’ll reach a decision quickly. If you give us all the information we need we’ll try to reach a decision on the same day and definitely won’t keep you waiting more than two days. As soon as the loan has been approved the payment will be made via BACS. It’s a form of caravan finance which leaves you totally free to choose exactly the caravan you’re looking for. The fact that you’ve got the cash to pay for it ready and waiting means you may even be able to haggle for a better deal. Get in touch with us today and, before you know it, you’ll be planning your first trip on the open road.
