The best way to borrow for home improvements is to use a lender who won’t paper over the cracks.
Spring is just around the corner, which means the big clean-up is nearly here. And with it, a growing list of home improvements.
Maybe it’s a bit of TLC. Maybe it’s a lot of DIY. Maybe you want to upgrade your kitchen appliances, refresh a tired room, or finally tackle that overgrown garden.
Whether you’re giving your home a simple lick of paint or going for a full transformation, if you need to borrow to make it happen, you want a lender who builds relationships, not trapdoors.
That’s why Northern Community Bank is the best way to borrow for home improvements.
Why Northern Community Bank is the best way to borrow for home improvements
Northern Community Bank is a not-for-profit organisation. That means there are no fat-cat shareholders skimming off the top.
Instead, the money we make goes straight back into the community and into supporting our account holders.
For you, that means one big thing: lower interest rates than you’re likely to find anywhere else. Something just as important: your loan is assessed by real people, not computers.
It’s no secret that some lenders take advantage of vulnerable borrowers. We don’t. We take the time to understand your situation and work with you to find a repayment plan that fits your financial circumstances, letting you spread the cost in a way that feels manageable and realistic.
We also know that when you’re planning home improvements, timing matters. That’s why we make fast decisions; usually within 48 working hours once we’ve got all the information we need. And if you’re approved, we can release your funds by BACS the very same day.
Building for the future
We’re not just the best way to borrow for home improvements. We’re one of the best ways to save too. For home improvements. For a new car. For a summer holiday. We help you build good financial habits alongside your loan.
All our account holders save regularly while they’re making repayments. That means you’re not just paying something off; you’re also building up a pot for the future. Something you can rely on when the unexpected comes along. Over time that helps build better spending (and saving) habits.
So, when spring rolls around and that DIY list starts calling your name, you’ll have a solid foundation to build from.
