It can sometimes be difficult to avoid the feeling that everything you need to buy is becoming more expensive all the time. Although different figures might be offered by different organisations, while politicians argue about who or what is it blame, the reality for most people is simple; at the end of the month or week, after all the bills have been paid and the necessities purchased, your purse, wallet or pocket can feel pretty empty. The best savings account is the account which helps to tackle this feeling.
Whilst coping with this on a day to day basis is one thing, it can be much more difficult when you stop to consider the bigger expenses which life might throw at you, such as a summer holiday or the annual spending spree of Christmas. Far and away the easiest way of preparing for events such as this is to save the funds you need by putting a small amount to one side on a regular basis. Many people in the community would rather keep their savings in the community they live in, in accounts that are protected by Financial Services Compensation Scheme and are covered by free life insurance (subject to rules), and they are just three of the reasons people believe that the best savings account is the kind offered by a Community Bank such as Northern Community Bank.
Unlike most other financial institutions, a Community Bank is a not for profit organisation which is run for the benefit of its members and the wider community. In the past, most Community Banks were open only a few hours a week, however Community Banks such as Northern Community Bank, are now open 6 days a week and are more accessible with telephone and online account access, offering levels of service, security and peace of mind that account holders want. Alongside this is the fact that a credit union savings account is run in the most straightforward manner possible. Open the best savings account with us and you can be sure that you’ll never be hit with expensive charges hidden in the small print of any agreement. What you see is what you get, and that includes the opportunity to build your savings and the chance to think about taking out a loan at an extremely attractive interest rate.
If you open the best savings account with a Community Bank it will not only make it easy to set aside a small amount each week or month to pay toward your holiday or Christmas spending, it will also enable us to build up a picture of your finances and the amount you would be able to afford to repay if you want to take out a loan. Unlike the faceless approach often taken by bigger banks, Northern Community Bank will deal with you as a person in your own right. We know how important your savings account is to you, and we promise it will be just as important to us. If you opt to take out a loan, then a portion of your repayments will be placed in your savings account, meaning that you carry on building your savings at the same time as enjoying the flexibility of a loan. The interest rate you’ll be charged in the meantime will be extremely attractive. That’s because we are here for people, not for profit and we simply concentrate on offering the best savings account possible.
