As we reach the end of the summer break, thoughts of school uniform deals will now be on the top of your mind. We get it – you were likely to be focused on enjoying a well-deserved family holiday or days out with the kids. But now those ‘Back to School’ days are looming ahead.
Let’s talk about the numbers. School uniforms can be a budget challenge, especially after a summer of adventures. It’s not just about new blazers and shoes – there’s a whole list of expenses like calculators, sports gear, and even musical instruments.
In fact, a recent study by The Children’s Society found that parents with kids in state schools spent an average of £422 per year on secondary school uniforms and £287 for primary school uniforms. These figures are well above what parents think is reasonable and is often driven by the requirements on branded items.
There are local assistance programs like those offered by Lancashire County Council and Cumbria County Council. And websites like Money Saving Expert can help you find affordable options. But even the best deals can still hit your wallet hard all at once.
Here’s where Northern Community Bank steps in to save the day – and your wallet.
Last year, we helped over 900 families ease the financial burden of school uniforms with our affordable loan options. We understand that these costs often hit all at once, and we’re here to help you be ready.
Our Family Loan & Saving Scheme is a game-changer. No credit check is needed; we simply assess your affordability and structure repayments using your child benefit. It’s tailored to fit your financial situation, so you can breathe easy.
Already have a Family Loan with us?
You might be eligible for a top-up – an increase in your loan balance. Plus, we encourage you to save alongside repaying your loan, creating a handy fund for next year’s uniforms.
So, while you’re enjoying summer’s bliss or let’s be honest tearing your hair out and counting down the days until the school gates reopen, keep Northern Community Bank in mind for stress-free school uniform shopping. We’re here to make sure you’re fully equipped to seize the best deals when they come your way. Learn more about our Family Loan & Saving Scheme and take the worry out of school uniform season.