It’s Olympics month and if you’re in a race against time to apply for a quick loan then look no further for an unbeatable gold medal service.
There are hundreds of reasons a person may need to apply for a quick loan.
It could be urgent car or home repairs. Maybe the washing machine has gone on the blink. It could simply be you’ve been offered 100m final tickets and need to find the money for a trip to Paris as quickly as possible.
Northern Community Bank isn’t here to judge or pry into your personal life. We fully understand the unpredictability of life and want to do everything in our power to make applying for a quick loan as simple as possible.
Quick loans are extremely common but should always be approached with caution due to unscrupulous lenders trying to cash in through exorbitant interest rates and sneaky fees.
When it comes to fair lending and consumer protection, credit unions are true torchbearers in the loan sector.
Here’s why:
Why apply for a quick loan with Northern Community Bank
For four decades, we’ve prided ourselves on delivering the best possible service in not just delivering quick loans but delivering the right loans for our account holders.
You can apply for a quick loan of up to £15,000 available to anyone within our community. The repayments can be made by standing order, a direct benefit payment (tax credits, universal credit, pension). Or if your employer is part of our Payroll Plus scheme, you could have the repayments taken straight from your wage with payroll deductions.
If you prefer, you could apply for a quick loan with our £500 Family Loan and Saving scheme. With this, you can borrow for family expenses and use your child benefit for the repayments. And due to the fact loan decisions are based purely on affordability, there’s no credit check required.
How long will it take for me to receive my money?
We keep the process as simple as a hop, skip and jump. Apply online. Decision online. Sign online. As long as we have all the information needed, decisions are usually made within 48 working hours. Once a decision has been made, the money will be BACS to your account the same day.
Every application is assessed individually by a person – not a computer. We look at affordability, income and expenditure and only lend amounts we are confident you can afford to pay back.
All Northern Community Bank account holders are also required to regularly save alongside making loan repayments, meaning you have a pot of cash there waiting should you need it in the future.
We love nothing more than looking after our account holders’ futures and receiving testimonials like this – “Never had an issue. Absolutely great services. Great staff. Excellent fast service, amazing customer service! A++” – is better than any gold medal to us.
