As the weather gets warmer it’s difficult to resist the temptation to start planning a summer holiday, and with the anticipation comes the issue of arranging holiday finance. As the kids start to break up from school and the last minute deals begin to fill the travel agent windows and websites, the ideal scenario is to be able to grab a bargain and start stocking up on sun cream, but the reality of everyday life is often different.
The holiday finance offered by Northern Community Bank enables our account holders to take advantage of the best holiday deals on offer, without having to worry about taking on an unaffordable debt to do so. Despite the best efforts people make to save the money for a holiday, demands such as school uniforms, car servicing and replacing kitchen appliances can soon eat into those savings, and our holiday finance can make the difference between a week or two away and kids stuck in the house feeling completely bored.
The best advantage of our holiday finance, particularly when compared with the finance deals you see on offer elsewhere, is that we are an ethical lender, and that means that the process is simple, transparent and affordable. We work on a not for profit basis, and that means that we don’t have to generate bonuses for executives or a big dividend pay-out for shareholders. Thanks to this we’re able to keep our interest rates as low as possible, making our holiday finance affordable for the widest range of account holders.
The other advantage of arranging holiday finance from an ethical lender like Northern Community Bank is that you know we’ll never lend you more than we honestly think you can afford to pay back, through a payment plan we know you can handle. The interest rates we advertise, what’s more, are the interest rates you get, no more or less. We don’t offer the best rates to a handful of account holders and higher rates to the rest, and we don’t believe in stinging our account holders with hidden charges or extra fees in the small print. At every stage you’ll know exactly how much you’re borrowing and, even more importantly, how much you’ll be paying back, and we’ll even put a percentage of each payment into your savings, so they keep building as you clear your loan.
If you want to apply for holiday finance you’ll find you’re dealing with real people rather than some faceless call centre, and we’ll give you an answer as quickly as possible. Provided you give us all the information we need, we’ll let you know if you’re holiday finance has been approved within two days or the very next day if possible. As soon as the decision has been made, the money will be transferred into your account, putting you in the position of having the cash up front to negotiate the best possible deal. We know how hard our account holders work all year, and we’re only too happy to help them have the kind of holidays they deserve.
