When’s the best time to start thinking about a Christmas savings account? Right now.
The festive season may only just be over – yes, that means you probably shouldn’t still be eating chocolate for breakfast – but Christmas 2026 will be here before you know it. And we all know just how expensive that time of year can be.
That’s why starting early with the right, or even better, the best Christmas savings account can really take the pressure off when December rolls around. Spreading the cost across the year means fewer financial headaches and more room to actually enjoy the festive period.
The numbers speak for themselves. Save just £3 a week and you’ll have over £150 ready for Christmas. Save £15 a week and you could build a pot of more than £750. That’s a lot of chocolate…or even better, presents.
A little saved regularly now really can make a big difference later.
Does Northern Community Bank offer the best Christmas savings account?
“Northern Community Bank helped me to save without even noticing it. I have long-term savings and a Christmas savings with them and find it a great incentive to do as I can only withdraw the Christmas one between November & December which means it’s a great savings that actually builds in value every month.” – Account holder feedback.
That is one of more than 3,500 people who have already opened a Northern Christmas Savings Account, with over £760,000 deposited so far.
The best Christmas savings account is one that strikes the right balance between flexibility and discipline, allowing you to save comfortably, while ensuring the money is genuinely set aside for Christmas.
Northern Community Bank’s Christmas Savings Account was created in direct response to feedback from account holders who wanted a dedicated way to save for the festive season, without the temptation to dip in early or being tied to high-street voucher schemes.
Unlike many other Christmas savings schemes, the money you save with us, which is protected by the FSCS up to £120,000, can be spent wherever you choose, with no restrictions on where or how you shop.
Withdrawals are only allowed during November and December, helping ensure the money you put aside is used for the festive period rather than accessed throughout the year.
On top of this, the account is free to open and can be set up at any point in the year, making it easy to start saving whenever it suits you.
Speak to Northern Community Bank today
If you’re thinking about getting ahead for Christmas but aren’t quite sure where to start, Northern Community Bank is here to help. Our friendly, knowledgeable team will take the time to explain how the Christmas Savings Account works, answer your questions, and help you choose an option that suits your circumstances.
A short conversation now could make the festive season feel a lot less stressful later on, so speak to Northern Community Bank today and get your Christmas 2026 savings wrapped up early.
