Christmas savings? In January? Hear us out.
Yes, the baubles are back in the box, yes, the festive season feels like a distant memory, and yes, the last thing you want to think about right now is Christmas.
Before you know it, though, Christmas 2025 will be knocking on the door and when it does you want to welcome it with open arms – not the weight of financial worry hanging over your head.
By starting saving for Christmas now, you’ll be giving yourself one of the greatest possible gifts you could ever unwrap – the gift of financial peace.
And you won’t be alone. Join now, and you’ll be part of over 2,600 account holders who’ve already opened Christmas savings accounts, with more than £650,000 saved.
Can a Northern Community Bank Christmas savings account make a real difference?
Instead of just telling you how helpful it can be, here’s what a couple of our account holders have had to say:
“I save for Christmas with the Christmas savings account so that takes out the stress of Christmas for me, knowing it’s coming straight from my child benefit,” said one.
Another shared: “I save all year, and I can unlock my Christmas savings on the 1st November every year. I save £10 a week, and I have about £380 in there now, which is a big help with two kids at Christmas.”
In the five years that the Northern Community Bank Family Loan has been running, close to half of our account holders have taken advantage of our Christmas savings account.
You can save as much or as little as you like. Whether you make one-off payments, regular deposits, or save a proportion of any income you get, it’s entirely up to you.
Save £3 per week, and you’ll have over £150 to spend at Christmas. Save as much as £15 a week, and you could have over £750 saved.
Before you know it, you’ll have enough saved to cover all your Christmas expenses – from turkey and stuffing to stocking stuffers and everything in between.
How is it different from other Christmas savings accounts?
Unlike other Christmas savings schemes, you can spend the money you’ve saved wherever or on whatever you like – gifts, decorations, food, or even a winter getaway. The only catch? The Christmas savings account only allows withdrawals in November and December, meaning you won’t be tempted to spend it on a summer getaway.
And rest assured, your money is safe with us. While other schemes might not offer the same protection, with Northern Community Bank, it’s safeguarded by the FSCS up to £85,000.
For a little extra peace of mind, your savings are covered by free life insurance as well. So, in the event of your untimely passing, they will go to your nominated beneficiary.
There’s no need to make a decision now, in February, or even in the summer. With our Christmas savings account, you can join at any time of the year – but remember, Christmas 2025 will be here before you know it.
New account holders can open a Christmas Savings account here:
Existing account holders can open a Christmas Savings account here:
