If looking for cheap car loans is driving you up the wall, it’s time to hit the brakes.
A Northern Community Bank pitstop could save you time, money, and a whole lot of hassle.
We’re not for one second saying we’re miles out in front when it comes to cheap car loans. However if you want reliability and respectability, then you’ve pulled up at the right place.
That’s all we’re asking – that before you go down the car finance road, you take a test drive with us.
No jargon-filled sale pitches, impending balloon payments, over mileage charges or potential damage costs. Just fair interest rates.
5 reasons why Northern Community Bank cheap car loans are the way to go.
- Highly competitive interest rates. High interest rates and car financing go together like MOTs and headaches. At Northern Community Bank, we pride ourselves on not only offering competitive rates, but transparent ones, too. For instance, the majority of car dealers and garages advertise ‘Representative APR’, which means this rate only has to be offered to 51% of applicants. The interest rate you see advertised with us is the interest you will receive.
- Loan repayments that suit you. We don’t want your dream car turning into an unaffordable nightmare six months down the road. Our repayment plans are tailored to your financial circumstances, unlike car finance, which is often a set monthly price based on the value of the car.
- Our ‘Save as you Borrow’ scheme. When you take out a loan with Northern Community Bank, there’s a minimum saving amount that builds up to act as collateral against the loan. Introduced as a way of helping account holders develop better saving habits, you’ll be surprised at just how quickly your little pot grows.
- Puts you in the driving seat. A Northern Community Bank car loan means you own your car outright. You have the option to do what you like with your new wheels. Upgrade, sell, modify or keep for as long as you want.
- Excellent customer service. Nobody likes a back-seat driver, but when we’re talking about money and personal finances, it’s definitely a good idea to have a knowledgeable passenger along for the ride. Northern Community Bank staff are knowledgeable, friendly, and always go that extra mile for account holders, whether it be at the start of their loan journey or the end.
How long does it take for Northern Community Bank’s cheap car loans to arrive?
If you’ve been getting all revved up waiting for a new motor, the last thing you want is roadblock after roadblock stopping you from reaching your destination.
At Northern Community Bank, we go from 0 to decision in two working days – as long as we have all the information needed. These decisions are made by real people as well, who look at more than just a credit score. Once the green light is given the loan will be transferred to your bank account the same day.
Start your engines; that new car smell is only just around the corner.
