Home improvements are a fantastic way of breathing new life into property.
They can revitalise and reinvigorate, turning a tired room into a modern masterpiece or a run-down exterior into a must-see facelift with maximum kerb appeal.
As an added bonus, home improvements will almost definitely add value to your property as well; although the initial outlay could set you back a few quid
Large projects can run into the thousands, while even those small DIY jobs can soon begin to add up.
This is where affordable loans can become as handy as a tool belt.
But before we get into the number crunching, how about a few home improvement ideas to get the creative juices flowing?
Five home improvements that could boost your property
1. New kitchen. You won’t be surprised to learn that new kitchens don’t come cheap. But, when you’re pulling your world-famous roasties out of a brand-new oven, surrounded by sleek, contemporary cabinets and furniture, the last thing you’ll be thinking about is the cost. A new kitchen could easily add 10% to the value of your home, too.
2. Sprucing up the spare room. A small bedroom makeover is a cheap and easy option if you’re looking at how to add value to your home on a budget. Painting the walls a different colour can change the entire ambiance of a room, while fitted wardrobes could free up space while creating a sleek and stylish look. Perfect if you have any guests staying over at Christmas time.
3. Energy efficient appliances. It’s never been cooler to be green. Or smarter. Reducing your carbon footprint is not only healthier for the planet, it’s healthier for your bank balances. Fridge freezers, washing machines, televisions, computers etc are all rated A – G with A-rated appliances the most energy efficient, and therefore the most cost-effective. Why stop at appliances? Roof and/or wall insulation, along with new windows, could also take the heat out of rising energy bills.
4. Conservatory. A conservatory is a good way to add extra living space to a house. It will enhance your property internally, and externally, and can be used all year round. If you’re not a fan of conservatories, then maybe a garden bar?
5. Loft conversion. This is a sure-fire way to see the value of your home soar. There are lots of different types of conversions, so be sure to speak with a builder and an architect to find out your best options.
How can Northern Community Bank help with home improvements?
Now, we’re not going to come round to your house and start laying bricks. Trust us, you wouldn’t want that.
But what we can offer are the foundations to a better financial future, for you and your family.
Northern Community Bank is a not-for-profit organisation, which means we are able to offer much lower interest rates than you’re likely to find anywhere else.
Our loan decisions are also made by real people, not computers; and as long as we have all the required information, the money can, generally, be transferred to your account the same day. So, no excuse for putting off that trip to B&Q.
