Spring is about to spring, which means one thing – we’re heading into the home improvement loan season.
That’s right; the cold, dark nights are coming to an end. And with the milder weather, and the lighter nights, a nation of DIYers could soon be finding the motivation to tackle a long list of home improvement projects that ended up on a winter back burner.
If you’re still reeling from a costly Christmas, though, a home improvement loan might be needed to get things moving. Before we let you know how Northern Community Bank can help in the home improvement loan department, here’s a little bit of home improvement inspiration.
Top five home improvement trends
- Garden upgrade. Transforming your overgrown jungle into an outdoor oasis could be the perfect pre-summer project. Lush plants and flowerpots could brighten up a beige backyard. Or if you want to go bigger, a new decking area complete with hot tub could add an extra dimension to a garden lacking personality.
- Kitchen renovation. Have you been dreaming of a beautiful new kitchen? A Northern Community Bank home improvement loan could help make those gorgeous granite worktops a 2024 reality. Throw in state-of-the-art appliances, stylish lighting, and a knockout island as the eye-catching centrepiece, and you may never want to leave your new favourite room.
- New bathroom. The only thing that can come close to matching that new kitchen feeling is…that new bathroom feeling. If you can’t go for a full refurb, bold statement tiles – either on the floor, wall, shower or all three – are a great way to introduce a splash of colour.
- Garage conversion. If your garage is more storage space (dumping ground) than parking space, why not use one of Northern Community Bank’s home improvement loans to renovate and reinvigorate? Bar, gym, home cinema. The choice is yours. And remember, adding square footage to your home through a garage conversion is likely to increase its overall value.
- Energy efficient windows. Make your home improvement loan work for you by investing in energy efficient windows. They’ll help to improve the insulation of your home, reducing the amount of heat escaping, thus leading to a reduction in bills.
Laying the foundation for a stronger financial future
Whether you need a small home improvement loan for the odd odd job, or £15,000 for that new kitchen, Northern Community Bank is here to help.
Being a not-for-profit organisation puts us in a position to offer much lower interest rates than you’re likely to find anywhere else.
Our repayment options are flexible; carefully tailored to suit each individual’s financial circumstances, allowing them to spread the costs over a manageable period.
Alongside repayments, all our account holders are also required to regularly save, meaning the next time the roof starts leaking, there’s money for that rainy day.
If you would like to find out more about a Northern Community Bank home improvement loan, don’t hesitate to get in touch.
