Northern Community Bank (Northern Community Bank) has contributed grounded, operational insight to the newly released Community Bank Outlook Report 2025, a wide-ranging sector analysis produced by
Drova in collaboration with the Swoboda Research Centre.
Magda Niemczyk, Senior Compliance Manager at Northern Community Bank, is one of several sector leaders featured in the report, offering a clear-eyed view of the pressures Community Banks face in balancing compliance, resilience, and sustainability with limited resources. “Good governance frameworks already exist,” she notes. “The challenge is in applying them consistently, with the right support and confidence.”
Northern Community Bank’s contribution stands out for its practicality – advocating for proportionate ESG strategies that reflect the lived reality of members, rather than one-size-fits-all models borrowed from larger institutions.
Magda Niemczyk also addresses the complexity of third-party risk, urging Community Banks to take a more hands-on role in resilience planning, including real-world stress testing. The report is a timely resource for leaders across the movement – especially those working to strengthen oversight and sustainability without overextending already lean teams.
Download the full Community Bank outlook report to read Northern Community Bank’s perspective and explore the shared challenges and opportunities shaping the sector’s future.
